Overspending, however, is too easy. In fact, about 48 million Americans are still paying off credit card debt from last holiday season, according to a NerdWallet survey conducted by The Harris Poll. USA Today shows how to avoid financial regrets in 2020 by shop intentionally. Here’s how:
Understand why overspending is easy: Pressures and emotions run high. Ideally, your holidays are full of joy. But they may be loaded in other ways, like the pressure to buy everyone presents …
Learn to shop intentionally: Acknowledge emotions and triggers. Recognize feelings, like sadness, and that they may lead to overspending. Plan to cope in another way, like calling a friend …
